Wholesale Double Close Fundingin Prosper, Texas

Prosper has gone from farm town to one of the metro's fastest-growing communities in barely a decade, and its wholesale deals come from that transition. The old townsite holds modest older homes and rural lots, while the newer sections along the Dallas North Tollway are filling with estate homes at premium prices. When an older property or an estate sale surfaces here, renovators and custom-home buyers compete for the land alone. DFW Wholesale Double Close connects you with transactional funding for Prosper deals. You take title with the funder's money, resell to your end buyer the same day, and your markup stays off a single assignment contract. Submit your Prosper deal through the form and funding can be ready in as little as 24 hours.

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Transactional funding up to $1.5M
Fees start at 1%
Funding in as little as 24 hours
Built for DFW wholesalers

Clear fees. No surprises.

Fees are flat and published so you can underwrite the funding cost into your offer before you tie up the property. The math behind each line is on the transactional funding fees page.

Double-close funding fee schedule
Funding AmountFee or Detail
Up to $500K1% ($1,000 minimum)
$500K to $1M1.25%
$1M to $1.5M1.50%
Additional days0.2% per day
Two title or closing companies1.75%
Funding over $1MLonger due diligence
Morby MethodFees paid upfront via Zelle or wire
Additional paperwork or special terms1.75% or a per-document fee at our team's discretion

How double closings work in Prosper

Texas closings typically run through a title company, and most investor files close with the title company the end buyer already uses. Texas charges no state transfer tax, and title insurance premium rates are set at the state level, so the premium itself does not change between title companies while other fees vary by office. Prosper spans Collin and Denton counties, and older rural properties can involve survey, easement or agricultural exemption questions on the file. The title company can confirm the county and anything else property specific.

Why Prosper wholesalers use us

Prosper deals are land plays and estate plays at premium price points, so the funded purchase is the hard part. A double closing covers it, letting you resell the same day without wiring your own reserves into a half-million-dollar lot.

We connect you with transactional funding for the purchase side of your deal so you can take title and resell the same day. Your seller sees a clean cash purchase, your buyer sees a normal sale, and your wholesale spread stays between the two closing statements instead of on an assignment contract.

The fee schedule is published on this page and stays flat across every city and county in the metro. You can underwrite the funding cost into your offer before you tie up the property, and there are no surprise charges at the closing table.

Three steps from contract to close

Both transactions typically run through the same title company or closing office. Read how double closing works in Texas, or see the double close vs assignment comparison.

  1. 1

    Submit your deal

    Send the property address, your contract price, the resale price, and the title company handling the file. Old townsite homes and rural lots both fit the same form.

  2. 2

    We review the numbers

    The purchase, the resale, and the paperwork get reviewed with the title company. Questions get answered before closing day, not at the table.

  3. 3

    Funding closes your purchase

    On closing day the funds for your purchase side are wired. Your resale closes right after, the funds and fee come out of the proceeds, and the spread is yours.

Questions wholesalers ask

Do you fund double closings in Prosper?

Yes. Deals across Prosper fit, from the old townsite to the newer estate sections along the tollway. Single family homes and residential lots both work when the numbers do.

What kinds of Prosper properties work for a double closing?

Most Prosper wholesale deals are older homes and rural lots from the pre-boom era, plus estate sales in the newer sections. End buyers include renovators and custom-home buyers competing for land in the corridor.

What is a double closing?

A double closing is two back to back transactions on the same property on the same day. You buy the home from the seller, take title, and immediately resell it to your end buyer. Because you take title in between, your purchase price and your resale price stay on separate closing statements instead of one assignment contract.

How fast can funding be ready?

Funding can be ready in as little as 24 hours once we have the deal details and the title company information. Files with complete paperwork move fastest, so send everything you have when you submit the form.

What does double close funding cost?

Fees follow the schedule on this page: 1% on deals up to $500K with a $1,000 minimum, 1.25% from $500K to $1M, and 1.50% from $1M to $1.5M. Extra days, a second closing company, or special paperwork carry the additional fees listed in the schedule.

Can you fund EMD or a Morby Method deal?

Yes. Earnest money deposits and Morby Method structures are part of what we fund. Morby Method fees are paid upfront by Zelle or wire, as listed in the fee schedule above.

Ready to fund your Prosper double closing?

Submit the deal and we will review the numbers. Funding can be ready in as little as 24 hours once we have the deal details and closing office information.

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