Wholesale Double Close Fundingin McKinney, Texas

McKinney gives wholesalers the widest range in Collin County. The streets around its historic downtown square hold early century and postwar homes with real character, the east side adds 1960s through 1980s stock at accessible price points, and master-planned sections like Craig Ranch pull premium buyers from the tollway corridor. Dated homes across all three bands attract renovators, because McKinney's resale demand has stayed deep through every phase of its growth. DFW Wholesale Double Close connects you with transactional funding for McKinney deals. You take title with the funder's money, resell to your end buyer the same day, and your spread stays off a single assignment contract. Submit your McKinney deal through the form and funding can be ready in as little as 24 hours.

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Transactional funding up to $1.5M
Fees start at 1%
Funding in as little as 24 hours
Built for DFW wholesalers

Clear fees. No surprises.

Fees are flat and published so you can underwrite the funding cost into your offer before you tie up the property. The math behind each line is on the transactional funding fees page.

Double-close funding fee schedule
Funding AmountFee or Detail
Up to $500K1% ($1,000 minimum)
$500K to $1M1.25%
$1M to $1.5M1.50%
Additional days0.2% per day
Two title or closing companies1.75%
Funding over $1MLonger due diligence
Morby MethodFees paid upfront via Zelle or wire
Additional paperwork or special terms1.75% or a per-document fee at our team's discretion

How double closings work in McKinney

Texas closings typically run through a title company, and most investor files close with the title company the end buyer already uses. Texas charges no state transfer tax, and title insurance premium rates are set at the state level, so the premium itself does not change between title companies while other fees vary by office. Homes in McKinney's historic districts carry design guidelines for exterior changes, and older east side properties often involve estate paperwork. Deeds record with the Collin County clerk. The title company can confirm anything property specific.

Why McKinney wholesalers use us

McKinney lets you work three price bands from one buyer list: historic character homes, accessible east side stock and premium master-planned sections. A double closing runs the same process on all of them, with your capital free between contracts.

We connect you with transactional funding for the purchase side of your deal so you can take title and resell the same day. Your seller sees a clean cash purchase, your buyer sees a normal sale, and your wholesale spread stays between the two closing statements instead of on an assignment contract.

The fee schedule is published on this page and stays flat across every city and county in the metro. You can underwrite the funding cost into your offer before you tie up the property, and there are no surprise charges at the closing table.

Three steps from contract to close

Both transactions typically run through the same title company or closing office. Read how double closing works in Texas, or see the double close vs assignment comparison.

  1. 1

    Submit your deal

    Send the property address, your contract price, the resale price, and the title company handling the file. Historic district homes and east side ranch houses both fit the same form.

  2. 2

    We review the numbers

    The purchase, the resale, and the paperwork get reviewed with the title company. Questions get answered before closing day, not at the table.

  3. 3

    Funding closes your purchase

    On closing day the funds for your purchase side are wired. Your resale closes right after, the funds and fee come out of the proceeds, and the spread is yours.

Questions wholesalers ask

Do you fund double closings in McKinney?

Yes. Deals across McKinney fit, from the historic downtown square to the east side neighborhoods and the master-planned sections along the tollway. Single family homes and townhouses both work when the numbers do.

What kinds of McKinney properties work for a double closing?

Most McKinney wholesale deals are early century through 1980s homes near the historic core and the east side, plus dated homes in the newer sections. End buyers renovate them for buyers drawn to the square and the schools.

What is a double closing?

A double closing is two back to back transactions on the same property on the same day. You buy the home from the seller, take title, and immediately resell it to your end buyer. Because you take title in between, your purchase price and your resale price stay on separate closing statements instead of one assignment contract.

How fast can funding be ready?

Funding can be ready in as little as 24 hours once we have the deal details and the title company information. Files with complete paperwork move fastest, so send everything you have when you submit the form.

What does double close funding cost?

Fees follow the schedule on this page: 1% on deals up to $500K with a $1,000 minimum, 1.25% from $500K to $1M, and 1.50% from $1M to $1.5M. Extra days, a second closing company, or special paperwork carry the additional fees listed in the schedule.

Can you fund EMD or a Morby Method deal?

Yes. Earnest money deposits and Morby Method structures are part of what we fund. Morby Method fees are paid upfront by Zelle or wire, as listed in the fee schedule above.

Nearby service areas

Ready to fund your McKinney double closing?

Submit the deal and we will review the numbers. Funding can be ready in as little as 24 hours once we have the deal details and closing office information.

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